Pricing

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Start with a free Debt Score. Unlock deeper analysis when you're ready. All payments are one-time — no subscriptions.

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Debt Score (0–100)
DTI Ratio
Risk Status (Low / Moderate / High / Critical)
Top 3 Risk Flags
Monthly Cash Flow Summary
Income & Deductions Overview

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Basic

K30

One-time payment

Debt Score (0–100)
DTI Ratio
Risk Status (Low / Moderate / High / Critical)
Top 3 Risk Flags
Monthly Cash Flow Summary
Income & Deductions Overview
Financial Scorecard (Debt Score, DTI, Risk Status)
Full Risk Flags & Alerts
Creditor-by-Creditor Breakdown
Salary Deductions & Disposable Income
Recovery Strategies & Debt Avalanche Priority
Expense Breakdown (pie chart)
Asset Register
Loan & Deduction Audit
PDF Report — Basic (Synopsis)

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Standard

K50

One-time payment

Debt Score (0–100)
DTI Ratio
Risk Status (Low / Moderate / High / Critical)
Top 3 Risk Flags
Monthly Cash Flow Summary
Income & Deductions Overview
Financial Scorecard (Debt Score, DTI, Risk Status)
Full Risk Flags & Alerts
Creditor-by-Creditor Breakdown
Salary Deductions & Disposable Income
Recovery Strategies & Debt Avalanche Priority
Expense Breakdown (pie chart)
Asset Register
Loan & Deduction Audit
PDF Report — Basic (Synopsis)
Creditor Negotiation Scripts (pre-written templates)
What-If Scenario Simulations (4 strategies)
Asset Utilisation Strategies
Financial Diagnostic Intelligence (AI Insights)
Borrower Awareness & General Rights
Cash Flow Allocation Plan (60/30/10 breakdown)
PDF Report — Standard (Detailed + Diagnostics)

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Premier

K100

One-time payment

Debt Score (0–100)
DTI Ratio
Risk Status (Low / Moderate / High / Critical)
Top 3 Risk Flags
Monthly Cash Flow Summary
Income & Deductions Overview
Financial Scorecard (Debt Score, DTI, Risk Status)
Full Risk Flags & Alerts
Creditor-by-Creditor Breakdown
Salary Deductions & Disposable Income
Recovery Strategies & Debt Avalanche Priority
Expense Breakdown (pie chart)
Asset Register
Loan & Deduction Audit
PDF Report — Basic (Synopsis)
Creditor Negotiation Scripts (pre-written templates)
What-If Scenario Simulations (4 strategies)
Asset Utilisation Strategies
Financial Diagnostic Intelligence (AI Insights)
Borrower Awareness & General Rights
Cash Flow Allocation Plan (60/30/10 breakdown)
PDF Report — Standard (Detailed + Diagnostics)
Executive Control Panel (1-page decision snapshot)
Debt Freedom Timeline (3 projection plans: conservative/moderate/aggressive)
Strategic Options (3 clear paths with exact costs & timelines)
Personal Debt Command Plan (0–30 / 30–90 days / 3–12 months)
Creditor Power Analysis (enforcement capability & negotiation leverage)
Creditor Risk Map (urgency ranking by creditor)
Salary Impact Simulator (full loan audit module)
Consolidation Evaluator
Final Advisory Summary (position, risks, opportunities, discipline required)
PDF Report — Premier (Comprehensive, all sections)
Priority Support

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Pricing FAQs

Is the free analysis really free?

Yes. You can complete the full wizard and receive your Debt Score, DTI ratio, and Risk Status at no cost. Payment is only required to unlock deeper analysis.

Are payments one-time or recurring?

All payments are one-time per case. You pay once to unlock a tier for a specific analysis case, with no subscriptions or recurring charges.

What payment methods are accepted?

We accept mobile money (Airtel Money, MTN MoMo), bank transfer, and card payments through our secure payment gateway.

Can I upgrade my tier after paying?

Yes. If you paid for Basic and want Standard or Premier, you pay only the difference. Contact support to arrange a tier upgrade.

Is my payment secure?

All payments are processed through our secure payment gateway with full encryption. We do not store card details.

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